BDO Unibank makes adulting easier with the BDO Basic Account, allowing anyone to open a bank account in just minutes using only a smartphone and ID—no initial deposit required.
Gone are the days of long lines and complicated forms. With the BDO Pay app and a valid government-issued ID, including a passport, users can set up their Basic Account anytime, anywhere. Approval is typically completed within a day, making it perfect for students, young professionals, or anyone on the go.
Once active, the Basic Account lets users pay bills, send money, scan to pay at partner merchants, and even split bills with friends—all from the app. Every transaction links directly to the account, simplifying spending tracking and budgeting without the need for additional wallets or transfers.
For added convenience, account holders can request a physical BDO Pay card, which allows free cash withdrawals at BDO ATMs nationwide. Backed by BDO Unibank, the Basic Account offers reliable, secure banking with the support of a nationwide branch network whenever in-person assistance is needed.
Banking has never been simpler. Download the BDO Pay app today and open your Basic Account in minutes.
