Pampanga First District Representative Carmelo “Pogi” Lazatin Jr. has filed House Bill No. 10003, or the Infertility Treatment Coverage Act, seeking to require health plans and insurance providers to cover infertility treatments to make reproductive healthcare more accessible and affordable.
Filed on July 2, 2026, the proposed measure mandates coverage for services such as ovulation induction, artificial insemination, in-vitro fertilization (IVF), intracytoplasmic sperm injection (ICSI), egg freezing, and other infertility-related medicines, diagnostics, and procedures to be determined by the Department of Health (DOH).
Lazatin said many individuals and couples dream of having children but are unable to conceive naturally, while available medical treatments remain beyond the financial reach of many families.
Under the bill, the DOH will formulate clinical guidelines and minimum standards for infertility treatment benefits, including eligibility requirements, covered services and medicines, documentation, and patient safety safeguards.
The proposal comes as the country’s fertility rate continues to decline. Data from the 2025 National Demographic and Health Survey showed the total fertility rate dropped to a record-low 1.7 children per woman, below the United Nations’ replacement level fertility rate of 2.1, raising concerns over the country’s long-term demographic trends.




