The Bureau of the Treasury (BTr) calls on individuals and institutions in Central Luzon to invest in Retail Treasury Bonds Tranche 31 (RTB 31), which remains open for subscription until August 15.
RTB 31 requires a minimum investment of ₱5,000, with additional increments in ₱5,000. It offers an attractive 6.00% annual interest rate, paid quarterly, over a five-year term and is subject to a 20% withholding tax.
The bonds will be issued on August 20, 2025, and will mature on August 20, 2030.
“These bonds are low-risk, fixed-income securities backed by the Republic of the Philippines, providing higher returns compared to traditional savings and time deposits,” said BTr OIC-Regional Director Fernando Bernardo.
Bernardo highlighted that RTBs are part of the government’s program to mobilize savings and make investing accessible to all Filipinos.
“Ito pong mga RTBs ay medium to long-term debt securities na inisyu ng Republika ng Pilipinas sa pamamagitan ng BTr. Ginawang abot-kaya ito para sa ating mga kababayan,” he added.
Proceeds from RTBs support priority government projects such as infrastructure, agriculture, education, healthcare, and other vital programs.
“Yung mga investment na ito ay ginagamit ng gobyerno para sa mga importanteng proyekto. Kapag nag-invest kayo, ang guarantor ninyo ay ang gobyerno kaya siguradong babayaran kayo,” Bernardo assured.
Investors can purchase RTB 31 over the counter at authorized agents including Development Bank of the Philippines, Land Bank of the Philippines, and other partners.
The bonds are also available online through the BTr Online Ordering Facility at www.treasury.gov.ph and via mobile apps such as Bonds.PH, Overseas Filipino Bank Mobile Banking, LandBank Mobile Banking, GBonds via GCash, and PDAX.
This investment offers Filipinos an opportunity to grow their savings while helping fund the country’s development and securing their financial future.
