Some CSF families get own land titles
A total of 54 families who have settled informally for long years in a private property in Barangay San Juan of this city will now have their respective land titles through the help of the government.
This, after the Social Housing Finance Corporation (SHFC), along with the assistance of the City Government of San Fernando, acquired the property they occupied for P3 million.
The payment check has been released and was handed to the owner of the property measuring more than a hectare on December 21, 2021 at San Juan. It was witnessed by personnel from the City Government, barangay, and partner agencies.
Louie Clemente, City Local Housing and Settlement Division (LHSD) Chief, said the families, who are under the Damayan Homeowners’ Association, Inc., will be awarded individual land titles and will pay the monthly amortizations to the SHFC, through the Community Mortgage Program (CMP).
The program, SHFC said, is “assisting legally-organized associations of low-income groups to acquire and develop a tract of land under the concept of community ownership.”
“Pinapahalagahan natin ang ating batas [Anti-Squatting Ordinance of the City] na nagsasabing bawal magtayo ng bahay o istruktura sa lupang hindi mo pag-aari. Kaya natin tinulungan ang ating informal settlers na ito ay upang ipakita sa publiko na mali ang ganitong gawain at niresolba natin ito sa legal na aspeto, sa pamamagitan ng CMP,” said Clemente.
Currently, the copies of lease purchase agreements have already been handed to the beneficiaries. The next step will be the first payment of monthly amortization which the families have to pay within 25 years.
“Mababa ‘yung presyo ng pagkakabenta ng lupa at mababa ‘din ang babayarang monthly amortization ng mga pamilya. Nasa 300 pesos kada buwan ang pinakamababa habang ang pinakamataas na buwanang bayad ay 1,400 pesos,” Clemented added.
Apart from the technical and legal support, the LHSD has also tied up with social services providers, including the City Social Welfare and Development Office, Gender and Development Office, and other agencies for the provision of livelihood programs for the families.
Presently, the SHFC and the City handle five other cases similar to that of the Damayan group.
