InLife, the country’s first and largest Filipino life insurer, announced strong results for 2025, achieving 16% growth in New Business Annualized Premium Equivalent (NBAPE), surpassing the industry average of 10.7%, and raising its market share to 7.5%.
The company attributes this performance to the coordinated strength of its three distribution pillars: Agency Sales, fueled by manpower expansion and focus on long-term protection products; Bancassurance, which expanded capacity and launched new growth engines; and Corporate Solutions, highlighted by the acquisition and rebranding of Generali Philippines as InLife Benefits, reshaping employee protection offerings for Philippine enterprises.
InLine with a new specialization strategy, InLife divested its former HMO subsidiary (iCare) to concentrate on its core mission: life and health insurance, and comprehensive employee benefits. InLife Benefits now offers SMEs and multinational companies group term, critical illness, accident, and health insurance plans, integrated with value-added services such as 24/7 telemedicine, mental health support, wellness programs, and digital platforms for easy access to benefits.
A key differentiator is its Voluntary Employee Benefits program, which allows coverage for extended dependents—including parents, siblings, in-laws, nieces, and nephews—from two weeks to 75 years old.
“InLife’s growth story is one of focus,” said Raoul Antonio E. Littaua. “Through specialization, we provide a unified, seamless experience for our customers and Philippine employers, leveraging 115 years of legacy and financial strength. With InLife Benefits, we bring world-class solutions directly to our clients.”
The integration of InLife Benefits is expected to drive further growth in 2026 as the company leverages its consolidated structure to help enterprises manage rising healthcare costs efficiently. As a mutual company owned by policyholders, InLife remains committed to capital stability and expanding its digital infrastructure to support its diversified distribution network.
